Planning Services

Our Approach to Financial Planning


Throughout the various stages of life, we manage our finances by balancing today’s needs with an understanding there will be competing needs and changes, both large and small, along the way. At times, the significance and complexity of some of the issues raised can paralyze even the most experienced investor.


Sometimes the responses are not simple. However, there may be opportunities that we as investors can take toward answering the financial questions that matter to us.


Our financial planning process is designed to examine and help answer those complicated questions affecting your life.


Our process takes a holistic approach to assess your individual needs. This method will help guide you through an examination of your financial objectives in an effort to uncover opportunities and identify obstacles affecting your ability to reach those goals. This process will help create a personalized financial plan that will clarify and add structure to your financial life. Perhaps, more importantly, the knowledge gained will empower you to take action.

The Approach


Step 1: Gather and Assess

Together with your Financial Advisor, define your goals and objectives and collect the necessary data. This is arguably the most important step.


Step 2: Analyze the Data and Make a Recommendation

All information will be assessed using a variety of tools and methodologies. The result is your personal financial plan: a printed document that can serve as an easy reference manual for you and your family.


Step 3: Communicate and Implement the Plan

Together, you and your Oppenheimer Financial Advisor will lay out the next steps to begin implementing changes to your financial plan. They may include updates to your investments, insurance coverage, estate planning documents and more.


Step 4: Monitor and Update the Plan

Just as we move through life and make proactive and reactive changes, the same goes for your financial plan. We will remain engaged and check in periodically to ensure your financial plan is up to date. We will make adjustments as your financial status and needs change.



If you are interested in Planning Services, please contact your Oppenheimer Financial Advisor.